Phoenician Casino

Baccarat

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Description & Objectives

Although many people do not know how to play, Baccarat is actually one of the easiest casino games to play. It has been played in various forms since the early 1800’s.

The Phoenician Casino offers the most popular version of baccarat, as found in most casinos in Las Vegas. In Baccarat, cards are dealt to two hands, named Player and Banker. The object of the game is to correctly pick which hand will have the higher score. You can also place a bet on Tie, which pays 9 to 1.

Game Play

To play Baccarat, you simply choose whether you want to bet on Player, Banker, Tie, or any combination of the three.

When you are finished placing your bet(s), the hands are dealt.

After the hands are dealt, if you correctly bet on the outcome, you win.

If you bet on Player and win, you win even money. A $5 wager pays back your $5, plus an additional $5.

If you bet on Banker and win, you win even money minus a 5% commission. A $5 wager pays back your $5, plus an additional $4.75.

If you bet on Tie and win, you win 9 times your wager. A $5 wager pays back your $5, plus an additional $45.

Note: The commission is 5% of the bet and is rounded up to the next quarter. For example, a minimum bet of $6 would be a commission of 50 cents. (5% of $6 = 30 cents, but since the commission is rounded up to the next 25 cents; the commission is actually 50 cents. 5% of $11 = 55 cents, which makes the actual commission 75 cents.)

The Deal

At the start of the game, the Player and Banker hands are each dealt two cards.

If the score of either hand totals 8 or 9, the game is over and no further cards are dealt to either hand.

If neither hand scored 8 or 9, the game proceeds as follows:

The Player goes first and must play according to the following rules:

The Player hand draws another card if its total is 0-5, otherwise it does not draw another card. Play now proceeds to the banker.

If the Banker hand totals 7, 8 or 9, the Banker does not get another card.

If the Banker’s first two cards total 0, 1 or 2, then the Banker draws one card, otherwise, the Banker draws cards according to this table:

Banker Total	Player's Draw Card
Banker Total	-	0	1	2	3	4	5	6	7	8	9
9	-	-	-	-	-	-	-	-	-	-	-
8	-	-	-	-	-	-	-	-	-	-	-
7	-	-	-	-	-	-	-	-	-	-	-
6	-	-	-	-	-	-	-	D	D	-	-
5	D	-	-	-	-	D	D	D	D	-	-
4	D	-	-	D	D	D	D	D	D	-	-
3	D	D	D	D	D	D	D	D	D	-	D
2	D	D	D	D	D	D	D	D	D	D	D
1	D	D	D	D	D	D	D	D	D	D	D
0	D	D	D	D	D	D	D	D	D	D	D

Card Values

The suits of the cards have no meaning in the game.

Cards 2 through 9 count as face value.
10, Jack, Queen, and King count as 0.
Ace counts as 1.

To calculate the score for the hand, add the values of each card and drop the ten’s digit.

For example:

A hand with a seven of hearts and a seven of spades scores as follows:
7 + 7 = 14 – the ten’s digit = 4

A hand with 3 sevens has a score of 1:
7 + 7 + 7 = 21 – the ten’s digit = 1